Increased Number of Renters Since a number of owners either lost their homes or abandoned their mortgages during the financial crisis, there has been a marked shift in American renter demographics. This shift has been most pronounced on the East and West coasts, where there has been a large increase in the renters. Las Vegas specifically... more →

Many Americans are unaware that they are being limited by decreased numbers of missing middle housing, numbers that have been decreasing steadily for the past thirty years. DEFINITION “Missing Middle Housing” is a term coined by Daniel Parolek, an architect and urban planner from Opticos Design. The missing middle refers to the... more →

In order to comprehend current housing circumstances in the United States, it is first necessary to have (at least) a basic understanding of the cycle that led to the housing industry bust during the financial crisis of 2007 and 2008. There were five groups of individuals mainly involved: FAMILIES/HOMEOWNERS To buy a home in the... more →

Following the dotcom bust in the early millennium, the United States Federal Reserve viciously slashed rates in an effort to avoid a recession. Their method seemed to have been successful and, as the lower rates worked their way into the market, the economy expanded. Since this time, Americans have witnessed the bursting of the housing... more →